OT - little bitty anxiety attacks

Nothing bad, don't panic. Dh and I decided to take the plunge today, and
prequalified for a home loan. We met with the real estate agent we've been chatting
with on and off for about four months, and we will be looking at three houses on
Friday. This will be our first purchased home....we've always rented, and never been
able to afford to even dream about owning. It scares the crap out of me. Have to
keep reminding myself to breathe. I know it'll be great, and we'll find just the
right house for us, but still. We have a VA loan, and they're very very picky as to
what they will allow us to buy...lots of restrictions as to condition of the house,
what type of house, etc. Anyway...we'll be busy jumping through hoops. One of the
houses we're looking at has a large studio in the finished attic, where there is
great ventilation, skylight, and is open to the livingroom below, so I could sorta be
with family while I sew, bead, scrapbook, whatever. We drove by it, and i REALLY
want to see inside. Anyway....this will likely be a long process, but I'm excited
and having small panic attacks at the prospect of owning a house.

OBR: I am going to be looking into a class on wire work/soldering....and
maybe...well, if we get the house with the loft, I might take a beginning lampwork
class to see if I like it.
--
Jalynne - Keeper of the Quilt for ME club list
Queen Gypsy (snail mail available upon request)
see what i've been up to at www.100megsfree4.com/jalynne

Oooooh, best of luck to you, Jalynne!!

--
Kandice Seeber
Air & Earth Designs
http://www.lampwork.net

Nothing bad, don't panic. Dh and I decided to take the plunge today, and
prequalified for a home loan. We met with the real estate agent we've
been chatting
with on and off for about four months, and we will be looking at three
houses on
Friday. This will be our first purchased home....we've always rented, and
never been
able to afford to even dream about owning. It scares the crap out of me.
Have to
keep reminding myself to breathe. I know it'll be great, and we'll find
just the
right house for us, but still. We have a VA loan, and they're very very
picky as to
what they will allow us to buy...lots of restrictions as to condition of
the house,
what type of house, etc. Anyway...we'll be busy jumping through hoops.
One of the
houses we're looking at has a large studio in the finished attic, where
there is
great ventilation, skylight, and is open to the livingroom below, so I
could sorta be
with family while I sew, bead, scrapbook, whatever. We drove by it, and i
REALLY
want to see inside. Anyway....this will likely be a long process, but I'm
excited
and having small panic attacks at the prospect of owning a house.

OBR: I am going to be looking into a class on wire work/soldering....and
maybe...well, if we get the house with the loft, I might take a beginning
lampwork
class to see if I like it.
--
Jalynne - Keeper of the Quilt for ME club list
Queen Gypsy (snail mail available upon request)
see what i've been up to at www.100megsfree4.com/jalynne

WAAAAHHHHHHOOOOOOOOOOOOOOOO
now breathe darlin'!

"Jalynne" wrote in message
et...
Nothing bad, don't panic. Dh and I decided to take the plunge today, and
prequalified for a home loan. We met with the real estate agent we've
been chatting
with on and off for about four months, and we will be looking at three
houses on
Friday. This will be our first purchased home....we've always rented, and
never been
able to afford to even dream about owning. It scares the crap out of me.
Have to
keep reminding myself to breathe. I know it'll be great, and we'll find
just the
right house for us, but still. We have a VA loan, and they're very very
picky as to
what they will allow us to buy...lots of restrictions as to condition of
the house,
what type of house, etc. Anyway...we'll be busy jumping through hoops.
One of the
houses we're looking at has a large studio in the finished attic, where
there is
great ventilation, skylight, and is open to the livingroom below, so I
could sorta be
with family while I sew, bead, scrapbook, whatever. We drove by it, and i
REALLY
want to see inside. Anyway....this will likely be a long process, but I'm
excited
and having small panic attacks at the prospect of owning a house.

OBR: I am going to be looking into a class on wire work/soldering....and
maybe...well, if we get the house with the loft, I might take a beginning
lampwork
class to see if I like it.
--
Jalynne - Keeper of the Quilt for ME club list
Queen Gypsy (snail mail available upon request)
see what i've been up to at www.100megsfree4.com/jalynne

Oooooooo! Good luck!

--
Jerri
www.beadbimbo.com


"

Take a deep breath and exhale slowly. Your chances of getting that house are
actually better now that you've been preapproved. We've been in our home for
exactly 4 years and 11 months today. We had settlement around noon and
started moving things in that evening. It wa s ahuge lifestyle change for
both of us. I had been an apartment dweller for 25 years and Keith had a
room at his mom's place. Neither one of us had ever owned a home before and
we hadn't lived together while we were dating. We no sooner made the first
house payment and we were both laid off from our jobs on the same day. (We
worked together and the company was undergoing upper management changes.)
Yes, it sucked but we managed. The cool thing is that in the 11½ years that
we're been together, we've never argued. No, never. Not even that situation
as scary as it was drove us to that point.

Life is calmer now and we still love our home. I wish you and your DH the
same thing. Oh, once you get your house, hang a baqua mirror outside of your
main entry way. It will help keep out the bad spirits. Seems to be working
for us. :-)

--
JoAnn Paules
MVP Microsoft [Publisher]



"Jalynne" wrote in message
et...
Nothing bad, don't panic. Dh and I decided to take the plunge today, and
prequalified for a home loan. We met with the real estate agent we've
been chatting with on and off for about four months, and we will be
looking at three houses on Friday. This will be our first purchased
home....we've always rented, and never been able to afford to even dream
about owning. It scares the crap out of me. Have to keep reminding
myself to breathe. I know it'll be great, and we'll find just the right
house for us, but still. We have a VA loan, and they're very very picky
as to what they will allow us to buy...lots of restrictions as to
condition of the house, what type of house, etc. Anyway...we'll be busy
jumping through hoops. One of the houses we're looking at has a large
studio in the finished attic, where there is great ventilation, skylight,
and is open to the livingroom below, so I could sorta be with family while
I sew, bead, scrapbook, whatever. We drove by it, and i REALLY want to
see inside. Anyway....this will likely be a long process, but I'm excited
and having small panic attacks at the prospect of owning a house.

OBR: I am going to be looking into a class on wire work/soldering....and
maybe...well, if we get the house with the loft, I might take a beginning
lampwork class to see if I like it.
--
Jalynne - Keeper of the Quilt for ME club list
Queen Gypsy (snail mail available upon request)
see what i've been up to at www.100megsfree4.com/jalynne




---
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FUnny you should say that, we have a bunch of little mirrors in our entry way. I'm
not real into decorating to keep bad spirits away, but a mirror by the entry is a
very practical thing anyway.
--
Jalynne - Keeper of the Quilt for ME club list
Queen Gypsy (snail mail available upon request)
see what i've been up to at www.100megsfree4.com/jalynne

"JoAnn Paules" wrote in message
...
Take a deep breath and exhale slowly. Your chances of getting that house are
actually better now that you've been preapproved. We've been in our home for
exactly 4 years and 11 months today. We had settlement around noon and started
moving things in that evening. It wa s ahuge lifestyle change for both of us. I had
been an apartment dweller for 25 years and Keith had a room at his mom's place.
Neither one of us had ever owned a home before and we hadn't lived together while
we were dating. We no sooner made the first house payment and we were both laid off
from our jobs on the same day. (We worked together and the company was undergoing
upper management changes.) Yes, it sucked but we managed. The cool thing is that in
the 11½ years that we're been together, we've never argued. No, never. Not even
that situation as scary as it was drove us to that point.

Life is calmer now and we still love our home. I wish you and your DH the same
thing. Oh, once you get your house, hang a baqua mirror outside of your main entry
way. It will help keep out the bad spirits. Seems to be working for us. :-)

--
JoAnn Paules
MVP Microsoft [Publisher]



"Jalynne" wrote in message
et...
Nothing bad, don't panic. Dh and I decided to take the plunge today, and
prequalified for a home loan. We met with the real estate agent we've been
chatting with on and off for about four months, and we will be looking at three
houses on Friday. This will be our first purchased home....we've always rented,
and never been able to afford to even dream about owning. It scares the crap out
of me. Have to keep reminding myself to breathe. I know it'll be great, and
we'll find just the right house for us, but still. We have a VA loan, and they're
very very picky as to what they will allow us to buy...lots of restrictions as to
condition of the house, what type of house, etc. Anyway...we'll be busy jumping
through hoops. One of the houses we're looking at has a large studio in the
finished attic, where there is great ventilation, skylight, and is open to the
livingroom below, so I could sorta be with family while I sew, bead, scrapbook,
whatever. We drove by it, and i REALLY want to see inside. Anyway....this will
likely be a long process, but I'm excited and having small panic attacks at the
prospect of owning a house.

OBR: I am going to be looking into a class on wire work/soldering....and
maybe...well, if we get the house with the loft, I might take a beginning lampwork
class to see if I like it.
--
Jalynne - Keeper of the Quilt for ME club list
Queen Gypsy (snail mail available upon request)
see what i've been up to at www.100megsfree4.com/jalynne




---
Outgoing mail is certified Virus Free.
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In article . net, "Jalynne"
writes:

FUnny you should say that, we have a bunch of little mirrors in our entry
way. I'm
not real into decorating to keep bad spirits away, but a mirror by the entry
is a
very practical thing anyway.

For the "feng shui" placement, it needs to be outside the door-- somehow, a
mirror in the entry way INSIDE is "bad". Or anywhere else inside a house.
I had several hanging from trees (probably also "bad", but not common enough to
rate a comment), but the paint fades and eventually the mirror falls out.
They've been replaced with CD twirlies-- two CDs wired together, shiny sides
out, hung by a wire connected to a fishing swivel. With beads (mostly Indian
glass), and a couple with tillisandras and/or Spanish moss.
Kaytee
"Simplexities" on
www.eclecticbeadery.com

It is stressful, but in the end it will be the best decision you've ever
made.

One word of advice, hire your own real estate attorney to handle the
contracts. As much as you trust your realtor, a r.e. attorney is the only
one that represents your interests in the fullest. If you realtor insists
that he/she can handle it all, find another realtor. Contract problems are
common and you don't want to find out on the day you are supposed to close,
that there is an issue.

Barb

My advise is to always use a Realtor* or go through a lawyer. I don't think
you need both. A realtor has fiduciary responsibility, just like the lawyer
does.

Tina


"Barbara Forbes-Lyons" wrote in message
...
It is stressful, but in the end it will be the best decision you've ever
made.

One word of advice, hire your own real estate attorney to handle the
contracts. As much as you trust your realtor, a r.e. attorney is the only
one that represents your interests in the fullest. If you realtor insists
that he/she can handle it all, find another realtor. Contract problems
are
common and you don't want to find out on the day you are supposed to
close,
that there is an issue.

Barb

FWIW, my father in law is a real estate attorney, as is his partner and his
son (my brother in law). My brother in law, mother in law, grandparents in
law are all realtors. In fact, Grandpa is the first 3-time President of the
Miami Board of Realtors. BIL is also a mortgage broker. They always
recommend that you get a real estate attorney to review the contracts and
assist with the closing. Always. The realtor (even if you hire them)
technically are there to assist the seller - why? Because they want you to
buy that house so they can get their cut, plain and simple. They won't be a
cutthroat as the realtor that's selling the house, but they want to make
sure you buy something. They may not always catch an oddity in a contract,
especially one that they didn't prepare themselves.

I've heard the horror stories...and lived them. When we were trying to sell
our house, we had a realtor looking to buy it herself for an investment
property. She got very snippy with us when we wouldn't sign a contract w/o
having our attorneys look at it (she wrote the contract). It's a good thing
we insisted as she reworded something oddly that would have essentially made
us liable for a lot of optional work. Needless to say, we did not sell the
house to her.

Just my 2 shekels...
Barb