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what's the deal with home insurance???/



 
 
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  #1  
Old May 19th 04, 08:08 PM
Zander
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Default what's the deal with home insurance???/

Hi all,

What's the deal with home insurance if you want to sell a few pots at the
odd fall fair etc? I've heard that you need some sort of commercial
something or another added to your policy. I live in canada and I've
talked to some people here about it but havn't got a definative answer...

Any info would be appreciated!

Zander
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  #2  
Old May 20th 04, 11:37 PM
steve graber
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in USA, down in southern california i got a rider to my home policy
for around $75 a year that covered near $1/2 million in liability for
my booth at art shows. (state farm insurance). generally nothing
happens - so it's cheap insurance. but if your booth should blow away
in the wind and take out that really nice glasswork over there it'll
pay for itself in a hurry!

no one required it at any of the shows i did but when i told my
insurance guy what i was doing (mainly concerned with a kiln fire) he
suggested the rider.

the price is similar to renter's insurance. not too much but not bad
to have either.

see ya

steve


Zander wrote in message ...
Hi all,

What's the deal with home insurance if you want to sell a few pots at the
odd fall fair etc? I've heard that you need some sort of commercial
something or another added to your policy. I live in canada and I've
talked to some people here about it but havn't got a definative answer...

Any info would be appreciated!

Zander

  #3  
Old May 23rd 04, 01:11 PM
ShantiP1
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Does that insurance rider on your booth cover product liability. If not, do you
have product liability and is it also with State Farm; and if you don't mind,
could you tell us how much that is costing you.
My All State insurance said they don't cover product liability and I need to
find someone who does, and at a reasonable price.
  #4  
Old May 27th 04, 03:09 PM
Slgraber
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not product liability, just trip & fall in my booth and damage to other booths
if my canope blew away.

it was around $75 a year or so. i don't worry about product liability myself.
maybe i should but oh well...


Subject: what's the deal with home insurance???/
From: ojunkm (ShantiP1)
Date: 5/23/2004 5:11 AM Pacific Daylight Time
Message-id:

Does that insurance rider on your booth cover product liability. If not, do
you
have product liability and is it also with State Farm; and if you don't mind,
could you tell us how much that is costing you.
My All State insurance said they don't cover product liability and I need to
find someone who does, and at a reasonable price.








steve graber
  #5  
Old May 27th 04, 03:32 PM
ShantiP1
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Thanks for the reply. The U.S. has gotten so "lawsuit" mad, that I think it's
important to carry product liability, particularly if you are making functional
ware.
The problem is that one big lawsuit can wipe you out, totally, and I just don't
think it's worth the risk any more.

Regards,
June
http://www.angelfire.com/art2/shambhalapottery/
  #6  
Old May 15th 13, 06:08 AM posted to rec.crafts.pottery
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Default what's the deal with home insurance???/

I live in Austin, Texas and got renter insurance from Shawn Camp Insurance(http://www.shawncampinsurance.com/homeowners.aspx), it protects my home from fire, theft, water damage and other unforeseen circumstance.
  #7  
Old June 2nd 13, 09:09 PM posted to rec.crafts.pottery
David Harmon
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Default what's the deal with home insurance???/

On Tue, 14 May 2013 22:08:27 -0700 (PDT) in rec.crafts.pottery,
wrote,
I live in Austin, Texas and got renter insurance from Shawn Camp


What kind of a kiln do you have, and does the insurance company know
about it?

 




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