If this is your first visit, be sure to check out the FAQ by clicking the link above. You may have to register before you can post: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. |
|
|
Thread Tools | Display Modes |
#1
|
|||
|
|||
OT Bankcard Fraud
Someone tried to access my debit card in Garland, Texas today.....to the
tune of $500.00. Bank of America not only notified me online (which I did not catch since I worked this morning and entertained a neighbor at lunch) but they called me and confirmed that I had not been in Texas this morning. I am amazed that not only did someone catch this activity on a Sunday, but they actually called me on the phone! It took a little while before I believed that it was really BOA calling, I had to verify a few things before I let them have any information. I do believe that banks are catching up to the perpetrators of identity theft and fraud! If your bank allows you to set alarms when your purchases reach a certain limit, do so! My bank has called me twice now. Once was a legitimate purchase, but the withdrawals this morning were not. Kudos to BOA for consumer protection. NAYY, just a surprised and pleased account and card holder. -- Carolyn in The Old Pueblo If it ain't broke, you're not trying. --Red Green If it ain't broke, it ain't mine. --Carolyn McCarty If at first you don't succeed, switch to power tools. --Red Green If at first you don't succeed, get a bigger hammer. --Carolyn McCarty |
Ads |
#2
|
|||
|
|||
OT Bankcard Fraud
WOW Thanks for passing along this information!
Barbara in SC |
#3
|
|||
|
|||
OT Bankcard Fraud
A couple of weeks ago I got a call from Wells Fargo our charge card. I
was asked for no personal information--they were calling to confirm purchases. I'd charged the fee for the seminars in Novi, MI, and about 20 minutes later charged some embroidery designs from a company in Australia. They called about 15 minutes after I'd made the Australian purchase to make sure it was actually me that made them. I had no idea they checked accounts that frequently. I was impressed!! Gen "Carolyn McCarty" wrote in message ... Someone tried to access my debit card in Garland, Texas today.....to the tune of $500.00. Bank of America not only notified me online (which I did not catch since I worked this morning and entertained a neighbor at lunch) but they called me and confirmed that I had not been in Texas this morning. I am amazed that not only did someone catch this activity on a Sunday, but they actually called me on the phone! It took a little while before I believed that it was really BOA calling, I had to verify a few things before I let them have any information. I do believe that banks are catching up to the perpetrators of identity theft and fraud! If your bank allows you to set alarms when your purchases reach a certain limit, do so! My bank has called me twice now. Once was a legitimate purchase, but the withdrawals this morning were not. Kudos to BOA for consumer protection. NAYY, just a surprised and pleased account and card holder. -- Carolyn in The Old Pueblo |
#4
|
|||
|
|||
OT Bankcard Fraud
Wow, that is impressive! Another bank that believes in true customer
service! -- Carolyn in The Old Pueblo If it ain't broke, you're not trying. --Red Green If it ain't broke, it ain't mine. --Carolyn McCarty If at first you don't succeed, switch to power tools. --Red Green If at first you don't succeed, get a bigger hammer. --Carolyn McCarty "Gen" wrote in message ... A couple of weeks ago I got a call from Wells Fargo our charge card. I was asked for no personal information--they were calling to confirm purchases. I'd charged the fee for the seminars in Novi, MI, and about 20 minutes later charged some embroidery designs from a company in Australia. They called about 15 minutes after I'd made the Australian purchase to make sure it was actually me that made them. I had no idea they checked accounts that frequently. I was impressed!! Gen "Carolyn McCarty" wrote in message ... Someone tried to access my debit card in Garland, Texas today.....to the tune of $500.00. Bank of America not only notified me online (which I did not catch since I worked this morning and entertained a neighbor at lunch) but they called me and confirmed that I had not been in Texas this morning. I am amazed that not only did someone catch this activity on a Sunday, but they actually called me on the phone! It took a little while before I believed that it was really BOA calling, I had to verify a few things before I let them have any information. I do believe that banks are catching up to the perpetrators of identity theft and fraud! If your bank allows you to set alarms when your purchases reach a certain limit, do so! My bank has called me twice now. Once was a legitimate purchase, but the withdrawals this morning were not. Kudos to BOA for consumer protection. NAYY, just a surprised and pleased account and card holder. -- Carolyn in The Old Pueblo |
#5
|
|||
|
|||
OT Bankcard Fraud
My Bank of America card was put on a fraud alert several years ago
because of "unusual purchases". They tried to call me, but I was on the QE2 in the Mediterranean and thus out of touch, so they just shut it down. Actually, I had indeed made the purchases -- a scarab pendant and a gold chain in Cairo -- but had no idea of the shut down until I was in Kusadasi a few days later arranging to have two very large rugs shipped to me. However, the rug merchants weren't surprised or the least upset, placed the call to Bank of America, and handed me the phone. After a series of questions to verify that it was really me and that there had indeed been two purchases in Egypt -- they asked me what I bought and the approximate prices -- they re- opened the account and the charge for the rugs went through with no problem. I was initially embarassed -- my credit had NEVER been declined before! -- but grateful in the long run. Actually, the card holder is only legally responsible for the first $50 of fraudulent purchases, and the credit company has to swallow the rest, so it is in the company's interest to shut down cards quickly. Beyond that, though, is the issue of possible identity theft, and that concerns us all! |
#6
|
|||
|
|||
OT Bankcard Fraud
My son and I have both had phone calls about our credit cards. It's a good
feeling to know there is someone really checking that sort of thing. In one case I didn't have to call back since I knew what the call was about. A purchase at a kitchen store was rung in as $25,000, which I didn't see until I was signing the slip. It was refunded immediately. But there was a call on my answering machine by the time I got home. Nice! DS's credit card was one that had been compromised by someone hacking into a grocery chain's computer system. He didn't even know it, but the card company was calling him to say they were sending him a new card and that the old one was void. The problem is these purchases usually go through for the perpetrators, but not charged directly to the cardholders. The perps get what they want and the rest of us pay collectively with higher fees. I HATE thiefs!!!!! -- Kathyl (KJ) remove "nospam" before mchsi http://community.webshots.com/user/kathylquiltz "Carolyn McCarty" wrote in message ... Someone tried to access my debit card in Garland, Texas today.....to the tune of $500.00. Bank of America not only notified me online (which I did not catch since I worked this morning and entertained a neighbor at lunch) but they called me and confirmed that I had not been in Texas this morning. I am amazed that not only did someone catch this activity on a Sunday, but they actually called me on the phone! It took a little while before I believed that it was really BOA calling, I had to verify a few things before I let them have any information. I do believe that banks are catching up to the perpetrators of identity theft and fraud! If your bank allows you to set alarms when your purchases reach a certain limit, do so! My bank has called me twice now. Once was a legitimate purchase, but the withdrawals this morning were not. Kudos to BOA for consumer protection. NAYY, just a surprised and pleased account and card holder. -- Carolyn in The Old Pueblo If it ain't broke, you're not trying. --Red Green If it ain't broke, it ain't mine. --Carolyn McCarty If at first you don't succeed, switch to power tools. --Red Green If at first you don't succeed, get a bigger hammer. --Carolyn McCarty |
#7
|
|||
|
|||
OT Bankcard Fraud
If a person could remember in the midst of all the other stuff when getting
ready to travel....it's a good idea to contact your company before you leave and let them know where you might be making charges. -- Kathyl (KJ) remove "nospam" before mchsi http://community.webshots.com/user/kathylquiltz "Mary" wrote in message ... My Bank of America card was put on a fraud alert several years ago because of "unusual purchases". They tried to call me, but I was on the QE2 in the Mediterranean and thus out of touch, so they just shut it down. Actually, I had indeed made the purchases -- a scarab pendant and a gold chain in Cairo -- but had no idea of the shut down until I was in Kusadasi a few days later arranging to have two very large rugs shipped to me. However, the rug merchants weren't surprised or the least upset, placed the call to Bank of America, and handed me the phone. After a series of questions to verify that it was really me and that there had indeed been two purchases in Egypt -- they asked me what I bought and the approximate prices -- they re- opened the account and the charge for the rugs went through with no problem. I was initially embarassed -- my credit had NEVER been declined before! -- but grateful in the long run. Actually, the card holder is only legally responsible for the first $50 of fraudulent purchases, and the credit company has to swallow the rest, so it is in the company's interest to shut down cards quickly. Beyond that, though, is the issue of possible identity theft, and that concerns us all! |
#8
|
|||
|
|||
OT Bankcard Fraud
Bank of America phoned me for verification when I made a credit card charge
to pay 'the German news server' individual.net--- because it was an out-of-the-country purchase. And they specifically asked me if the charge was for online gaming! That was amusing as 99.9% of my purchases are rather modest and made at my local Wal-Mart! (I use a different card for online fabric shopping- that card gets a good work-out every so often.) I was very pleased to know that they watch out for me like that- the charge was only about $14.00- so they watch out for their customers even with small amounts. I like that. Leslie & The Furbabies in MO. "Gen" wrote in message ... A couple of weeks ago I got a call from Wells Fargo our charge card. I was asked for no personal information--they were calling to confirm purchases. I'd charged the fee for the seminars in Novi, MI, and about 20 minutes later charged some embroidery designs from a company in Australia. They called about 15 minutes after I'd made the Australian purchase to make sure it was actually me that made them. I had no idea they checked accounts that frequently. I was impressed!! Gen "Carolyn McCarty" wrote in message ... Someone tried to access my debit card in Garland, Texas today.....to the tune of $500.00. Bank of America not only notified me online (which I did not catch since I worked this morning and entertained a neighbor at lunch) but they called me and confirmed that I had not been in Texas this morning. I am amazed that not only did someone catch this activity on a Sunday, but they actually called me on the phone! It took a little while before I believed that it was really BOA calling, I had to verify a few things before I let them have any information. I do believe that banks are catching up to the perpetrators of identity theft and fraud! If your bank allows you to set alarms when your purchases reach a certain limit, do so! My bank has called me twice now. Once was a legitimate purchase, but the withdrawals this morning were not. Kudos to BOA for consumer protection. NAYY, just a surprised and pleased account and card holder. -- Carolyn in The Old Pueblo |
#9
|
|||
|
|||
OT Bankcard Fraud
This happened to me recently too. There were charges to Netfliks and
other online accounts. I told them which ones were not mine and they did not show up on my statement. I have a Chase Card. I wondered if my purchases through the online shop hop were where the # got picked up. Probably will never know. It is very nice they keep such a good eye on things. |
#10
|
|||
|
|||
OT Bankcard Fraud
Not nearly as glamorous but I had pretty much the same things happen
when purchasing several large items one day 5 years or so ago. Very unusual for me. Big fancy tv with fancy sound set up at Circuit City and then over to Lowe's for a big fridge. After a talk on the phone they were convinced I was in fact me. That probably was a B of A card. I have since quit dealing with them. Don't miss them at all. TAria Mary wrote: My Bank of America card was put on a fraud alert several years ago because of "unusual purchases". They tried to call me, but I was on the QE2 in the Mediterranean and thus out of touch, so they just shut it down. Actually, I had indeed made the purchases -- a scarab pendant and a gold chain in Cairo -- but had no idea of the shut down until I was in Kusadasi a few days later arranging to have two very large rugs shipped to me. However, the rug merchants weren't surprised or the least upset, placed the call to Bank of America, and handed me the phone. After a series of questions to verify that it was really me and that there had indeed been two purchases in Egypt -- they asked me what I bought and the approximate prices -- they re- opened the account and the charge for the rugs went through with no problem. I was initially embarassed -- my credit had NEVER been declined before! -- but grateful in the long run. Actually, the card holder is only legally responsible for the first $50 of fraudulent purchases, and the credit company has to swallow the rest, so it is in the company's interest to shut down cards quickly. Beyond that, though, is the issue of possible identity theft, and that concerns us all! |
Thread Tools | |
Display Modes | |
|
|
Similar Threads | ||||
Thread | Thread Starter | Forum | Replies | Last Post |
Bernina fraud on eBay | sewfine | Sewing | 19 | August 10th 07 03:09 AM |
...THIS GUY is a FRAUD and is on Drugs 2 | Sue Walker | Beads | 0 | May 21st 06 04:19 PM |
OT but important:Another fraud alert | John A. | Quilting | 1 | December 6th 03 12:23 AM |
OT Earthlink fraud warning | Polly Esther | Quilting | 2 | October 24th 03 02:45 AM |