Karleen

I am sorry to hear that the news about Jim is not good.

I think you should spend your time with him - because later you can't
get that time back....
it's not worth more stress trying to collect from people who don't pay
on time.

Maybe you could set your sales up as
BUY now - instant payment (paypal only) required.
I've seen people do those...

Our neighbor was just diagnosed with cancer - and it doesn't sound good
for her...

Hugs
Congrats to your daughter..

Cheryl